How It Works
Finally Settled helps families and business owners explore a simpler path toward homeownership, even if a traditional bank has said no. The first step is pre-approval, so we understand what homes may actually fit before you spend time looking.
Why Pre-Approval Comes First
Before showing homes, we first need to understand your budget, down payment, and qualification range. That way, we can show you homes that may fit instead of wasting your time on options that are outside your range.
- Your available down payment
- Your income or business cash flow
- Your monthly budget
- Your preferred location
- The type of home you are looking for
Step 1: Start With Pre-Approval
You share basic financial information through our secure process so we can review what you may qualify for. Self-employed buyers, 1099 contractors, business owners, and ITIN buyers may still be considered. Every situation is reviewed based on the information provided.
Step 2: We Let You Know What You May Qualify For
Once your information is reviewed, we let you know your estimated buying range and next steps. This helps you start with a clearer number before looking at homes.
Step 3: Explore Homes That Fit
After pre-approval, you can begin reviewing homes that may fit your approved range and program guidelines. The home still needs to meet basic condition, location, pricing, and program requirements.
Step 4: We Purchase and Resell the Home
When the right home is identified and approved, Finally Settled helps move the purchase process forward. In many cases, our company purchases the home first and then resells it to you using an approved homeownership structure.
Step 5: Closing Through a Title Company
When everything is approved and ready, closing is handled through a professional title company. You review and sign the required paperwork, and the final terms are documented before closing.
Pre-Approval Protects Your Time
It helps answer the most important questions first, so you are not guessing.
- What monthly payment may fit?
- How much down payment is needed?
- Which homes should you focus on?
- What price range makes sense?
- What are the next steps?
Ready to Get Started?
Start with pre-approval so we can help determine what homes may fit your situation.
Start Pre-Approval